11 Feb What Percentage of My Salary Should I Use to Pay off Debt?
Have you ever wondered how much of your salary should actually go toward your debt? There’s a lot of conflicting information online about how much of your salary should go...
07 Feb Under Debt Review and Need a Loan Urgently: What to Do
Do you need a loan under debt review and don’t know what to do? It can be tough to know what to do when you run out of money during...
16 Jan Is Debt Counselling Worth It? Let’s Discover
If you’ve been considering debt counselling lately, you’ve likely wondered whether it’s worth it. With conflicting discussions on its pros and cons in online forums, it can be difficult to...
06 Jan How to Conduct a Debt Review Status Check
Debt review status checks are integral to knowing whether you can apply for credit, are blacklisted, or may be at risk of not being able to work in finance positions. This...
06 Jan Don’t Worry About January: Apply for Debt Review
In December 2023, South Africans spent around R7.7 billion on alcohol. If that isn’t an indication of our propensity to overspend on frivolities, what is? On a more sombre note,...
11 Dec The Cost of Buying Christmas Presents on Credit
“I’ll put it on plastic,” you think, tapping your credit card, “How bad could it be?” Buying Christmas gifts on credit can lead to various problems, such as uncontrolled spending,...
14 Nov Government Assistance for Debt Relief
Over 40% of South African consumers are knee-deep in debt with no idea how to get out. According to debt trends in South Africa, the average consumer owes more than...
13 Nov Financial Planning for Young South Africans
Financial planning is vital to ensuring future prosperity. With our unemployment rate and and rising costs of living, stewarding your money well and using it advantageously is key to safeguarding...
07 Nov Debt Trends in South Africa 2024
Economically, 2024 has been a challenging year. Nearly half of the global population entered an election year, inflation remains high, unemployment is at a 2-year peak, and more people have...
14 Oct How to Write off Bad Debt
Did you know there’s a way to write off bad debt? When neither you nor your lender have acknowledged a debt for a certain period, the debt becomes prescribed and...