08 Oct How to Calculate Your Debt-to-Income Ratio
Have you ever wondered how to calculate your debt-to-income ratio? You can calculate your DTI (debt-to-income) ratio using the formula DTI ratio = total monthly debt ÷ total gross monthly...
20 Sep Debt Review vs Voluntary Surrender
It can seem impossible to see the light at the end of the tunnel when dealing with debt and money problems. Overcoming debt can feel like an uphill battle, which...
16 Sep Can I Apply for Debt Review When Blacklisted?
Debt Review has helped reshape the financial crises that many over-indebted South Africans face. Having a plan in motion to regain your financial independence is incredibly important. Our team at...
06 Sep Typical Savings on Debt with Debt Review
Have you thought about debt review and wondered how much you could save on auto loan repayments, credit card debt repayments, personal loan repayments, study loan repayments, and medical debt?...
19 Aug Free Debt Payoff Calendar
If you’re looking for a free debt payoff calendar, you’ve found it! Using a calendar for debt repayments is important for keeping yourself on track and within the limits of...
19 Aug How Long After Debt Review Can I Apply for Credit?
How long after debt review can you apply for credit? You can apply for debt review as soon as your dispute with the bureaus is approved, so after about 21...
15 Aug How Long Does Debt Review Last?
How long does debt review last? Well, it depends. Debt review lasts for 3 to 5 years but can be shorter or longer depending on how quickly you’re able to...
18 Jul About Debt Relief Government Programs
Being in serious debt can take a toll on your mental health and financial life. To prevent this, the government has taken measures to relieve and protect consumers against overindebtedness....
15 Jul What to Do If I’m Overindebted
You can’t afford to make minimum payments to meet living expenses or just have a mountain of debt you don’t know what to do with. What now? It’s time to...
09 Jul Use Our Calculator to Plan Debt Repayments
What if there was a way to plan and budget your debt repayments without consulting a financial advisor, debt counsellor, or using complex formulae? True North Debt has used its...