Debt Counselling Century City
The debt crisis facing South African consumers is very real and very consuming. A large number of consumers live paycheck to paycheck, using most of their salary within the first few days of receiving it. More than half of the country’s credit-active consumers are over-indebted and are behind on their monthly repayments to their creditors. Let us help you with a Debt Counselling Century City to get you back on track.
Struggling with debt can easily cause other areas in your life to fall apart. Debt stress impacts your mental health and physical health and can affect your work performance and relationships. Debt Review is a lifeline provided to individuals with too much debt, which was introduced by the National Credit Act in 2007. Knowing that you can overcome your money problems with the help of one of our True North Debt professionals is a big relief, and with our help, you’re one step closer. Our Debt Counselling Century City process is straightforward and very effective.
Debt Counselling essentially simplifies the way you’re managing your debt and works according to your affordability. Once we establish that you are over-indebted through an assessment of your income, expenses and debt obligations, our team begin by notifying your creditors and credit bureaus that you’re undergoing our Debt Counselling in Century City. You benefit from instant protection and will no longer receive distressing calls from creditors. You’re also protected from any legal steps that a creditor may have taken regarding your debts.
Make the best of this protection by focusing all your energy on the process of getting out of debt. A Debt Counsellor will provide you with a new repayment plan under our Debt Counselling Century City service, which matches your affordability. This is done through careful negotiations with your creditors on your behalf, for reduced instalments and sometimes also lower interest rates. Imagine only paying back what you can afford, and still having enough in your account to see to important expenses for you and your loved ones. This instant financial relief is one of the main advantages that Debt Counselling provides.
The Debt Counselling Century City process is customised to suit your financial needs and typically lasts between 3 and 5 years. Once your debt is fully repaid, you are issued a Debt Counselling Certificate and can begin to rebuild your credit score and financial stability. If you are ready to take the first step towards becoming debt free, get in touch with us today. All our Debt Counsellors are National Debt Regulator (NCR) approved.
